FAQ

IS PRE-SETTLEMENT LAWSUIT FUNDING A “LOAN?”

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A PRE-SETTLEMENT LAWSUIT CASH ADVANCE ONLY HAS TO BE REPAID IF AND WHEN YOU WIN YOUR CASE. IF YOU DON’T WIN YOUR CASE, YOU DON’T REPAY THE ADVANCE. YOU KEEP IT.

HOW DO I GET STARTED?

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START BY FILLING OUT THIS QUICK AND EASY ONLINE FORM. WHEN WE HAVE THAT INFORMATION WE’LL CONTACT YOU AND TELL YOU HOW TO PROCEED

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HOW DO I HAVE TO USE THE CASH ADVANCE?

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THAT’S UP TO YOU. SOMETIMES PEOPLE AWAITING A LAWSUIT SETTLEMENT HAVE DAMAGE TO THEIR HOMES OR CARS OR HEALTH. YOU MIGHT BE IN DESPERATE NEED OF THE MONEY JUST TO GET ON WITH YOUR LIFE. BUT THE MONEY IS YOURS, TO SPEND AS YOU SEE FIT.

HOW MUCH WILL THIS COST ME?

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IT’S FREE TO APPLY AND THERE AREN’T ANY UPFRONT COSTS, EVER. THE CASH ADVANCE WILL COST A PERCENTAGE OF YOUR LAWSUIT SETTLEMENT. WE CAN’T TELL YOU MUCH MORE THAN THAT UNTIL WE KNOW MORE ABOUT YOUR CASE. THAT’S WHY THE FIRST STEP IS TO SIT DOWN WITH US AND YOUR LAWYERS TO DISCUSS YOUR CASE. DON’T WORRY. YOU DON’T HAVE TO MAKE ANY DECISION UNTIL YOU FULLY UNDERSTAND ALL COSTS.

DOES MY CASE QUALIFY?

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SO THE CHANCE IS GOOD THAT WE’LL WELCOME THE CHANCE TO TALK TO YOU AND YOUR LAWYERS ABOUT YOUR CASE AND EXTEND YOU A CASH ADVANCE OFFER. BUT YOU’LL ONLY KNOW FOR SURE BY ASKING.

WHAT ARE LAWSUIT CASH ADVANCES?

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IT’S MONEY IN YOUR POCKET NOW FOR A LAWSUIT THAT HOPEFULLY WILL BE SETTLED IN YOUR FAVOR AT SOME POINT IN THE FUTURE. LEGAL CASES CAN TAKE A LONG TIME TO SETTLE. AND EVEN IF YOU WIN, THE OTHER SIDE MIGHT APPEAL — MAKING THE CASE TAKE EVEN LONGER. IT COULD BE MONTHS, OR EVEN YEARS, BEFORE YOU SEE A SETTLEMENT.

BUT IF WE TAKE YOUR CASE AT THE ACCIDENT ADVANCE CENTER, WE’LL OFFER LAWSUIT CASH LOANS NOW AND ONLY GET REPAID IF AND WHEN YOUR CASE SETTLES. IF YOU LOSE THE CASE, YOU DON’T HAVE TO REPAY THE CASH ADVANCE. IT’S CASH NOW INSTEAD OF…WHENEVER.

WHAT IF I HAVE BAD CREDIT?

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YOUR CREDIT SCORE PLAYS ABSOLUTELY NO PART IN OUR DETERMINATION.   WE DON’T EVEN ASK FOR YOUR CREDIT SCORE WHEN WE REVIEW YOUR CASE FOR LAWSUIT FUNDING.   IF YOU LOSE YOUR CASE, YOU KEEP THE ADVANCE.  WE DON’T NOTIFY ANY CREDIT AGENCY.  YOUR PERSONAL CREDIT IS NOT AFFECTED.

WILL THERE BE A CREDIT CHECK BEFORE OFFERING A LOAN?

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NO! NEVER. THE LOAN IS BASED ON YOUR LAWSUIT, NOT YOUR CREDIT HISTORY. SO YOU NEVER NEED TO WORRY ABOUT FAILING A CREDIT CHECK.